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The Medicare Annual Election Period (AEP) is fast approaching, beginning on October 15th. This critical window allows Medicare beneficiaries to make changes to their coverage, whether switching plans, updating prescription drug coverage, or exploring new options. As you prepare for this period, understanding the latest changes to Medicare Advantage Plans is crucial, especially those taking effect on January 1, 2025. To help you navigate these updates, Bern Insurance is offering free, no-obligation Medicare seminars at Greater Good Health in Great Falls. These seminars will provide an overview of the upcoming changes to Medicare Advantage Plans (MAPDs), focusing on key topics like prescription drug coverage and other benefit modifications. Key Seminar Details The Medicare Advantage plans undergo yearly adjustments, and this year is no exception. During the seminars, you'll get a comprehensive look at what’s changing in 2025, including: Updates to Prescription Drug Coverage: Changes in premiums and out-of-pocket costs. New Vaccines Added to $0 Copay: Expanded coverage for preventive care. Insulin Copay Cap Continuation: Ensuring affordable access to insulin at $35/month. New Payment Options for Prescription Plans: A flexible payment plan that allows you to spread out costs over the year instead of facing high deductibles upfront. Seminar Schedule Bern Insurance will host two days of seminars featuring presentations from Humana and Blue Cross Blue Shield Medicare Advantage Plans: October 9th Humana MAPD Plans: 1:00 PM – 2:00 PM Blue Cross Blue Shield MAPD Plans: 2:00 PM – 3:00 PM October 10th Humana MAPD Plans: 10:00 AM – 11:00 AM Blue Cross Blue Shield MAPD Plans: 11:00 AM – 12:00 PM These events are a great opportunity to ask questions, explore plan changes, and determine if your current plan will still meet your needs in 2025. Why Attend? Expert Guidance: Our team will walk you through the changes, so you understand how they affect your coverage and costs. Optional Rx Analysis: Bring a list of your prescriptions, and we’ll provide a personalized cost analysis to ensure your plan meets your healthcare needs. Be Informed: Learn how new benefits, premium changes, and payment options can affect your overall healthcare strategy. Important Reminders for AEP As you consider changes to your Medicare plan, avoid responding to unsolicited calls or advertisements, as these can sometimes lead to unauthorized plan changes. Stick with trusted sources like Bern Insurance to ensure your coverage aligns with your healthcare needs. Reserve Your Spot Seating is limited, so be sure to reserve your spot for one of our free seminars. Call us today at 406.727.4969 to secure your place. Location: Greater Good Health 405 3rd St NW Suite #102 Great Falls, MT 59404 If you have any questions or need further information, visit www.berninsurance.com or email us at email@berninsurance.com. Don’t miss this chance to stay informed and make the best decisions for your Medicare coverage in 2025.