We provide a wide range of insurance options including Health Insurance, Medicare, Life Insurance, Dental & Vision, Short-Term Insurance, and Travel Insurance.

Our Medicare 101 event takes place on the third Wednesday of every month at 1 PM. Please call our office at (406) 727-4969 to reserve your spot.

Bring any relevant medical documents, your Medicare card (if you have one), and a list of any medications you currently take. Our team will guide you through your options.

Yes, you can! We offer a variety of plans to fit your needs, including bundled packages for health, dental, vision, and more.

You can reach us by phone at (406) 727-4969 or through our Contact Us page on the website.

Our team will assist you through the Medicare enrollment process, helping you understand the different parts of Medicare and what coverage fits your needs.

We are located at 201 Smelter Ave NW, Great Falls, MT 59404. Feel free to stop by or call us for more information.

Medicare is a federal health insurance program primarily for people aged 65 and older, but it also covers some younger individuals with disabilities or specific illnesses such as End-Stage Renal Disease. It is crucial to understand the basics of Medicare to make informed health insurance decisions.

Generally, you are eligible for Medicare if you are 65 years or older, a U.S. citizen, or a permanent legal resident for at least five continuous years. You also qualify if you are under 65 and have a qualifying disability or specific conditions like End-Stage Renal Disease or Lou Gehrig's disease.

Medicare is divided into four parts:

• Part A: Hospital Coverage - Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
• Part B: Medical Coverage - Covers specific doctors' services, outpatient care, medical supplies, and preventive services.
• Part C: Medicare Advantage Plans - An alternative to Original Medicare that offers additional coverage through private insurance companies.
• Part D: Prescription Drug Coverage - Helps cover the cost of prescription drugs.

The Initial Enrollment Period (IEP) is a seven-month window that begins three months before the month you turn 65, includes your birth month, and extends three months afterward. It's crucial to enroll during this period to avoid late enrollment penalties. If you miss this window, you might incur higher costs unless you qualify for a Special Enrollment Period (SEP) or are automatically enrolled.

Yes, if you are 65 or older and still working, you can enroll in Medicare. However, if you have insurance through your current employer, you might decide to delay Part B enrollment to avoid paying unnecessary premiums. It is advisable to talk to your benefits administrator to see how your existing insurance coordinates with Medicare.